When they look over the Kia models in our new Kia car inventory, many drivers mention their auto insurance. More specifically, a lot of motorists comment about their car insurance premium being too high even though they haven’t had an accident or gotten a ticket in recent memory. If you feel like your premium is too high, it’s time to take action.
To start, you should reach out to your insurance provider. If it’s been a while since you touched base with your carrier, you might be missing out on opportunities to save on your car insurance.
When you talk to your insurance agent, ask if you’d be eligible for a discount if you bundle several policies with the same company. Many insurance carriers will offer a discount if you have your car and homeowners insurance with the same company, for example.
You should also ask if you qualify for a discount if you drive less than a typical driver. A lot of insurers will offer a discounted premium to people who drive less than the average motorist every year. Many people who rideshare or use public transportation to get to and from work qualify for this discount but don’t realize it.
Talk to your insurance agent about raising your deductible, too. The higher your deductible is, the lower your premium will be. Before you raise your deductible, make sure you can afford to pay more out of pocket comfortably if you have to file a claim.
If your credit score has improved since you got your car insurance, tell your agent. Insurers reward people who have good credit with lower auto insurance premiums.
For more tips that can help you lower your car insurance premium, contact our Kia dealership near Lewisburg, PA. To buy or lease one of our new Kia models, visit Blaise Alexander Kia today.